Terms and conditions for ophyntraliveq subscription

These terms govern your use of ophyntraliveq's subscription-based financial planning service. Please read them carefully before subscribing or using our website.

August 28, 2025

Acceptance of terms

By accessing or using our website and services, you agree to these terms and all related policies. If you do not accept, please do not use the service.

Definitions

Key terms used throughout these terms and policies are defined here.

Subscription: Your monthly agreement for ongoing financial planning at the stated fee.

Planner: The individual assigned to provide ongoing guidance and support.

Agreement: The contract outlining all terms, including APR, fees, and repayment.

Service: The financial planning support provided to you by ophyntraliveq.

Your use of the service

You agree to use the service for personal financial planning only, as described on our site and in your agreement.

Eligibility

You must be at least 18 years old and a resident of the United States to subscribe. By signing up, you confirm your eligibility.

18+ only, U.S. residents

User responsibilities

You are responsible for providing accurate information and using the service in good faith.

Keep your contact and billing details current.
Review all terms, including APR and fees, before subscribing.
Notify us promptly of any changes in your circumstances.
Comply with all applicable laws and these terms.

Prohibited uses

Do not misuse the service or violate these terms.

Using the service for illegal or fraudulent activities.
Sharing your subscription with unauthorized parties.
Attempting to access or modify data without consent.
Using the service for commercial purposes outside personal planning.
Engaging in abusive, misleading, or disruptive behavior.

Intellectual property

All content and materials on this site are owned by ophyntraliveq or its licensors. You may not copy, distribute, or use them beyond your personal use.

User content

You may submit questions or feedback. By doing so, you grant us rights to use this content to improve our service.

Your rights regarding submissions

Submitted content must not infringe on third-party rights or contain confidential information.

Your privacy and data

Personal data is handled as described in our Privacy Policy. We use industry safeguards to protect your information. Review our Privacy Policy for details.

Read Privacy Policy

Service disclaimer and limitations

ophyntraliveq provides planning and guidance, not investment guarantees or product sales.

Important limitations

No guarantees are made regarding financial outcomes. Results may vary based on individual circumstances.

Limitation of liability

ophyntraliveq is not liable for indirect, incidental, or consequential damages arising from your use of the service.

Indemnification

You agree to hold ophyntraliveq harmless from claims or losses related to your use of the website or service.

Resolving disputes

Disputes will be handled according to U.S. law and the procedures outlined here.

Arbitration

Certain disputes may be subject to binding arbitration, as detailed in your agreement.

Contact us for more information about our dispute resolution process.

Online dispute resolution

For online transactions, you may use official dispute resolution platforms.

Learn about dispute resolution

Severability

If any part of these terms is invalid, the rest remain in effect.

Entire agreement

These terms, together with our policies, are the full agreement between you and ophyntraliveq.

Applicable law and jurisdiction

U.S. law applies to all agreements and disputes related to this service.

Termination

You may cancel your subscription at any time as outlined in your agreement. We may suspend or end service for violations.

Modifications

We may update these terms at any time. Continued use means you accept the latest version.

Contact for terms

For questions or concerns about these terms, use the contact details below.

Contact email: content@ophyntraliveq.com

Phone: +1 (305) 253-5020

Address: 575 Market St., San Francisco, CA 94105 United States

Effective date: August 28, 2025

Version: 3